Last Updated: 19 Nov 2025
Please read these Terms and Conditions (“Terms”, “Terms of Use”) carefully before using the maruf-ra.com website (the “Service”) operated by Maruf Ra.
Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the Service.
1. Definitions
- Service refers to the website maruf-ra.com and all associated services, including Marketing Consultations, Website Design & Development, SEO Optimization, Courses, and blog content.
- Company refers to Maruf Ra, operating the website maruf-ra.com.
- User/You means the individual or entity accessing or using the Service.
- Content means any text, graphics, images, audio, video, data compilations, software, and any other form of information capable of being stored in a computer that appears on or forms part of this Website.
2. Services
Maruf Ra provides various digital marketing and web development services, including:
- Marketing Consultation: Strategic advice and tailored solutions for business growth.
- Website Design & Development: Custom, user-focused solutions for enhancing brand presence.
- SEO Optimization: Services to boost website visibility and search engine rankings.
- Courses/Educational Content: Digital or physical courses, guides, or informational materials offered for sale or free.
All services are subject to a separate written service agreement or statement of work (SOW) that will outline specific deliverables, timelines, and fees. In the event of a conflict between these Terms and a separate service agreement, the service agreement shall prevail.
3. Intellectual Property
The Service and its original content (excluding content provided by users), features, and functionality are and will remain the exclusive property of Maruf Ra and its licensors. The Content on the Service is protected by copyright, trademark, and other laws of Bangladesh and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Maruf Ra.
You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the Content contained on the Service.
4. User Obligations and Prohibited Uses
As a condition of your use of the Service, you agree not to use the Service for any purpose that is prohibited by these Terms or by applicable law.
You are prohibited from:
- Modifying, copying, or exploiting any part of the Service for commercial use without express written permission.
- Using the Service in any way that causes, or may cause, damage to the website or impairs the availability or accessibility of the website.
- Using the Service to engage in any unauthorized commercial activities, including, but not limited to, spamming or phishing.
- Submitting false or misleading information to the Company, especially when booking consultations or registering for courses.
5. Payments, Fees, and Refunds
- Service Fees: Fees for consultation, web design, or SEO services will be detailed in a separate service contract or invoice.
- Course/Product Fees: Fees for any courses, guides, or digital products will be clearly stated on the purchase page.
- Refunds: All sales of digital products and courses are generally considered final. Refund policies for services (consultations, design, SEO) will be governed by the specific service agreement signed between you and the Company.
6. Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by Maruf Ra.
Maruf Ra has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
You acknowledge and agree that Maruf Ra shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.
7. Termination
We may terminate or suspend your access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
8. Disclaimer of Warranties
Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
Maruf Ra and its affiliates do not warrant that: a) the Service will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.
9. Governing Law
These Terms shall be governed and construed in accordance with the laws of [Insert Applicable Jurisdiction, e.g., The People’s Republic of Bangladesh], without regard to its conflict of law provisions.
10. Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.
11. Contact Information
If you have any questions about these Terms, please contact us:
- By email: info@maruf-ra.com